| in English | in Portuguese | S |
|---|---|---|
| mortgage | hipoteca |
Comments, Questions, Etc. About Mortgage in Portuguese
Comment on the Portuguese word “hipoteca” in the following ways:
- Tips and tricks to remember how to say mortgage in Portuguese
- Explanations on the translation hipoteca
- Sentences that use the word “hipoteca”
- Questions about mortgage in Portuguese, etc.
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hipoteca info.
Tips to remember the word:
• Notice the similarity between Portuguese “hipoteca” and its Spanish and French counterparts (“hipoteca” and “hypothèque”).
• Think of the prefix “hipo-” (under) to remember it’s related to something that’s “under” the control of a bank until a debt is paid.
• Link it with “casa” (house) since a hipoteca is commonly tied to purchasing property.
Explanations:
• “Hipoteca” refers to a legal guarantee given by a property owner to secure the repayment of a loan, typically for buying or refinancing a home.
• Its origin is from the Greek “hypo” (under) and “thēkē” (deposit), implying that the property is “deposited” with the bank until the debt is settled.
• In legal and financial contexts, it means that if the borrower fails to meet the obligations, the lender can take possession of the property.
Other words that mean the same thing:
• Empréstimo imobiliário – Refers generally to loans taken for buying property, often used interchangeably with the concept of a mortgage.
• Financiamento imobiliário – Commonly used when discussing the process of funding the purchase of a property, though it may include more general types of real estate credit.
Alternate meanings / slang:
• In informal contexts, saying someone is “hipotecado” can imply that they’re heavily in debt or “tied down” by financial obligations, though this usage is less common and more figurative.
Examples of sentences:
• "O banco executou a hipoteca da casa por falta de pagamento."
Translation: "The bank foreclosed the mortgage on the house due to non-payment."
• "Estamos negociando os termos da hipoteca com a instituição financeira para refinanciar o imóvel."
Translation: "We are negotiating the terms of the mortgage with the financial institution to refinance the property."
• "Muitos jovens hoje em dia se sentem hipotecados financeiramente mesmo antes de terminarem os estudos."
Translation: "Many young people these days feel financially burdened (or 'in mortgage') even before finishing their studies."
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